Investment Strategies for Beginners with Low Risk

Investment Strategies for Beginners with Low-Risk:

In today's time, financial security is necessary for everyone. But if you are a beginner then investing can be a little difficult. Investing your hard earned money anywhere seems risky. But don't worry! Here we will tell you some low-risk investment options which are best for beginners, and you can grow your money in a safe way.

1. Fixed Deposits (FDs)

What is Fixed Deposits (FDs): Fixed Deposit is an investment option in which you keep your money with the bank for a fixed period and earn interest on it.

Why fixed deposits are low-risk: Fixed deposits are offered by banks, which are secured. So you do not have any risk to your money.

Fixed Deposit Returns: The interest rate is fixed, which is mostly around 4-7%.

2. Public Provident Fund (PPF)

What is a Public Provident Fund (PPF) : PPF is a long-term saving scheme the government runs.

Why the Public Provident Fund (PPF) is low-risk: PPF is government-backed, so your money is secure.

Return: On this you get annual interest of around 7-8%, which is also tax-free.

3. Bonds

What are Bonds?

Bonds are a way of giving loans to companies or government, for which you get return in the form of interest.

Why bonds are low-risk: These are government bonds, so if you invest in them, the risk is very low.

Returns: You can get around 6-8% return on government bonds.

4. Recurring Deposit (Cancelled)

What is it?

In a recurring deposit, you deposit a small amount of money every month, which is received with interest after a fixed period.

Why it is low-risk: Like funds, bonds are also offered by banks and are secured.

Return: Interest rate is around 5-7%.

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